We represent all major carriers.

Business Insurers of the Carolinas offers a broad range of employee benefits to assist you in retaining your valuable associates or individual coverage just for your. Our insurance services - health, life, dental and accident - provide peace of mind and protection for your employees and their families.

Health Insurance

Group plans for employees can be tailor-made to fit the needs of your business, your employees and your budget. We shop the competitive marketplace to obtain the pricing and medical service providers your employees and their families can depend on. If you are a business in North Carolina, complete a quick request for information on-line and one of our group professionals will respond within two business days.

Dental

Group dental insurance offers employees an affordable option for regular dental care, as well as for the unforeseen emergencies. We will review your options to determine the plan that fits your employees and your budget.

Life Insurance

Group life insurance offers an affordable option to obtain the protection your employees and their families need against the uncertainties we all face. We offer competitively priced products from a number of financially secure life insurance carriers.

Accident Insurance

Group accident insurance offers your employees modestly priced protection against those truly unforeseen events and can provide additional financial resources at a time when they are needed the most.

Common Questions

Q: What is an indemnity dental plan, and how does it work?

A: With an indemnity dental plan, you may use any qualified dentist you wish to receive covered services. Generally, your dentist bills you directly and you file forms to be reimbursed.

Q: What is a Short-Term Disability (STD) plan?

A: A Short-Term Disability (STD) plan replaces part of your income if you become disabled as defined by the plan. Benefits generally begin after an elimination period and end at the earliest of: When you are no longer disabled and defined by the plan When you stop working When you reach the limit for receiving STD benefits, or your death.