Workers Compensation

Woman on phone

"As an HR director, I wear a lot of hats.

But with help from Business Insurers of the Carolinas, there's one job I can delegate: Workers' comp expert. Today's workers' comp requires a knowledge of medical conditions and what insurance companies will or won't cover. Business Insurers' CompPartner team gets my employees back on the job fast. "

Did you know that 50% of businesses are overcharged for workers compensation?

The insurance company does not pay for the employee injuries, but merely finances them for the business. Our program works directly with our clients and the company to maintain controls that can work to make the workers comp premium manageable. CompPartners uses a five-part program: Prevention, Performance Management, Injury Management, Experience Modification Reduction and Audit Analysis.

Our agency staff is specially trained to work with Workers Compensation insurance. Our membership with the Institute of WorkComp Professionals allows our staff to be on top of the latest issues on this line of insurance. Each staff member is required to take updates to maintain their designation. Passing the National Exam for this designation is no easy task. Our staff must complete the course work and then maintain training and recertify their designation every three years. Again, this is part of why Business Insurers of the Carolinas can say we are not like other insurance agencies.

CompPartners

CompPartners, our workers's compensation division, recognizes the challenges that businesses face in securing quality employees — those who lack personal accountability, those with the "victim mentality" and those who do not share your company's vision.
Quite often businesses make hasty or poor hiring decisions and end up with their next WC claim on the payroll. With CompPartners the chances of this happening are greatly reduced. Our comprehensive program will:

  • Assist in attracting a quality workforce
  • Equip you with strategies to deal with unforeseen obstacles, such as on-the-job injuries
  • Promote a culture that empowers employees to be the best they can be

HR That Works

When it comes to protecting the assets of your company, let our experienced staff work with you to provide coverage that is needed. We will provide coverage for your commercial exposures for any line of coverage needed by you business. Click here To get a commercial insurance quote.HR That Works is a program offered by CompPartners, which enables our clients to enhance what they are using or even create an employees manual, compliance forms, assistance with ADA or FMLA, relevant articles that relate to today's hot topics, as well as resources that are just not readily available to the average business. This tool is one that has helped many of our current clients to come into compliance with various issues in regards to how to handle employee situations. This program offers monthly telecasts, which are open to our clients with some of the top professionals in the business community on topics that are relevant and timely.

 

Saving Our Customers Money

How do we save our customers money? Click here to read in their own words.

Companies We Represent

Our agency takes great pride in the fact that we are aligned with some of the best insurance carriers in the business. Our Core Carriers are:

  • Amerisafe, Inc.
  • AmTrust Financial Services
  • Berkshire Hathaway Group
  • Builders Mutual Insurance Company
  • Eastern Alliance Insurance Group
  • FCCI Insurance Group
  • FirstComp Insurance
  • Key Risk Management Services, Inc.
  • Guard Insurance Group
  • Isurity, Inc.
  • Stonewood Insurance Company
  • Summit Holdings
  • Synergy Coverage Solutions
  • The Travelers Companies
  • Zenith Insurance Company

These companies, along with our relationship with brokers throughout the US, allow our agency to offer the most competitive coverage, premium and services for our clients.

Pay plans are available from all our carriers, which makes the premium manageable for any business.

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