hobbyist

Professional vs Hobbyist - Are YOU Insured and Can You Explain Your Pet Business Insurance?
As the Pet Sitting world evolves, there seem to be more and more people coming into the field looking to make a quick buck, without realizing the importance of covering all their exposures if something were to go wrong. It's amazing to me how online registries advertise to pet owners and pet care providers that they offer Premium Insurance using terms such as Peace of Mind and Exceptional Insurance Coverage, yet when you read the fine print there appears to be a lot of gaps. Is anyone reading the fine print on these sites or obtaining a copy of the actual policy—pet care providers or pet owners? Granted, the fine print isn't always easy to decipher...but with lives, homes, and treasured possessions at stake one would think definitive explanations about exposures and coverages would be a must for all involved! As a professionally operating pet-sitting service, you have taken the important step of obtaining quality business insurance. This distinguishes you from the hobbyist pet sitter who either doesn't carry it or takes someone's word that they are insured—but if asked by a pet owner, could you explain what you have in place to protect them—and your business—if the question is posed?

Let's examine the different coverage all Professional Pet Sitters should maintain to be adequately covered, and where most hobbyists seem to fall short on coverage.

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