We specialize in insurance for pet care professionals, which include pet sitters/dog walkers, dog trainers, boarding facilities, daycare operators, groomers, and veternarians.

Standard business insurance policies often exclude or limit coverage for animal-related incidents. Pet care insurance is specifically designed to cover risks unique to working with animals such as bites, injuries, or accidents involving pets in your care.

This coverage protects you if a pet is injured, lost, or becomes ill while under your supervision. It’s one of the most important coverages for anyone handling clients’ pets.

A BOP bundles general liability and property insurance into one policy, designed for small to mid-sized pet care businesses. Pet daycare owners, boarding facilities, training centers, grooming salons, and veterinarians with a physical location benefit most from a BOP.

It provides coverage for employee injuries or illnesses that occur on the job.

It protects your business against third-party bodily injury and property damage claims. It can also help with legal costs which are often covered and can be significant.

It protects your physical assets, including: Buildings (if owned), Equipment and tools, furniture and fixtures and inventory and supplies.

EPLI protects your business against claims made by employees related to workplace issues. Some claim examples include  Wrongful termination, Discrimination, Harassment, Retaliation, and Failure to promote. EPLI is important because as your team grows, so does your exposure to employment-related claims; even small teams are at risk.

Cyber insurance protects businesses from financial and operational damages caused by cyberattacks, data breaches, and network interruptions.

Also known as Errors & Omissions (E&O), this coverage protects you if a client claims your services, advice, or training methods caused harm to them or their pet. This is different than your General Liability coverage as it is for claims related to your professional judgment, advice, or services. Both are essential for full protection.

A dishonesty bond protects your business if an employee steals from a client or from your business. If your employees enter clients’ homes (pet sitting, dog walking, in-home training), you have exposure to theft allegations even if untrue.

Simply contact our office directly or use your carrier’s claims reporting process. We’ll assist you every step of the way to make it as smooth as possible.