Apply for Pet Sitter Insurance and Bonding Coverage:
If you are a member of Pet Sitters International or the National Association of Professional Pet Sitters and are ready to submit an application for pet sitter insurance and bonding, please click on the association logo below. You will be taken directly to the application designed specially the corresponding association. Once you submit our application, you will be redirected to a secure portal for payment.
If you are not a member of either association, please see next paragraph.
If you are not a member of one of the above associations, but would like to apply for coverage, simply click on the logo below! We will receive your information and contact you if needed.
Feel free to call us at 800-962-4611 with any questions!
Business Insurers of the Carolinas has been a proud provider of insurance and bonding coverage specifically designed for pet sitters since 1992. By working directly with the largest pet sitter associations and their members for almost 25 years, we have gained a unique understanding of the types of claims that occur in the industry and what is needed to be properly covered. Each year we refine and enhance our association liability programs based on the feedback we receive from our clients.
What We Offer
We continue to offer the broadest liability coverage for the pets and property in your care - whether in your client's home, in transit, or at your home. We cover all pets from Aardvarks to Zebras and every pet in between (cats, dogs, hamsters, fish, chickens, pigs, snakes, reptiles, horses, turtles, mice, and more). As long as they are truly a pet and in your care, they are covered under our association plan!
What We Cover
As a Trusted Choice Independent Insurance Agency, Business Insurers works with many insurance companies who provide coverage to pet professionals just like you. We offer a full array of coverage options including optional coverage endorsements for pet grooming, in-home pet care, and house-sitting. Below are more details on the the main coverages we offer:
- General Liability to protect against third party claims for bodily injury or property damage arising from negligence on behalf of you, your employees or independent contractors.
- Care, Custody or Control provides coverage for the client's pets and client's personal property in your care, custody or control. This also covers pets while in transport in a vehicle, pet taxi or other means. This policy covers all independent contractors, employees and volunteers. Veterinary medical expenses are also included in CCC Coverage and the policy pays claims regardless of the negligence/fault for accidental injuries to pets.
- Bonding to protect against dishonest acts committed by you, your employees or independent contractors such as theft of property or money.
- Workers Compensation to protect you and your team from injuries you incur arising out of your work, including medical bills, loss wages and indemnity payments.
- Commercial Auto - Protects against bodily injury or property damage to a third party (person or vehicles) caused by your business-owned or leased vehicle(s). Non-Owned Auto coverage covers your business against claims arising from auto accidents involving your employees and/or independent contractors' personal vehicles.
- Employment Practices Liability to insure against discrimination and/or harrassment in the workplace, including third party coverage.
We understand that no two pet sitting businesses are alike - our aim is to educate each business on all of the various coverage options available and assist in obtaining the proper coverage for your business before the claim occurs!
We Know Your Needs
Many things have changed since we first introduced the association liability policy for pet sitters back in 1992. At that time there were no insurers willing to offer a comprehensive policy to properly cover the liability exposure of pet sitters at an affordable premium. Over the years we have witnessed many insurers offer policies at rates that were not sustainable and they ultimately failed due to losses on their programs and/or a failure to fully comprehend the exposures they were writing. Today the internet offers many new low-cost insurance providers touting coverage that may not be applicable or may contain important exclusions and limitations that could be detrimental to your business. In addition, the internet is full of websites with blogs, opinions and insurance comparisons created by people who are not licensed in insurance or knowledgeable about how to read insurance coverage forms. Before you make a decision on which insurer or policy to go with, we hope that you will give us the opportunity to explain all the various exposures and allow you to make decisions based on your tolerance to risk. Our licensed Pet Services team is here to assist you and go over all of the applicable coverage options to be certain you are adequately covered, regardless of which insurance company or agency you choose. We look forward to being of service, and can be reached at 800-962-4611!
